Helping people take the next step with confidence
My Financial Next Step was built on a simple idea: good financial decisions start with clear information and an honest conversation.
Hi, I am Alev Sharma
I am a financial advisor who believes money should feel less confusing and more within your control. Before this work, I spent years building and running businesses of my own, so I know firsthand what it is like to juggle cash flow, big decisions and long-term goals all at once.
I created this site to share plain-English guidance on the topics people ask about most, from saving and investing to protecting your family and planning for retirement. When you are ready to apply it to your own life, I am here to talk it through.
Your goals come first
- I listen before I recommend anything
- I explain options in plain English
- I focus on the steps that matter most to you
- I stay in touch as your life changes
Guidance across your whole financial life
Retirement
Saving, Social Security timing and turning savings into income.
Learn more →Investing
Building a mix that fits your goals and comfort with risk.
Learn more →Protection
Making sure the people who depend on you are cared for.
Learn more →Everyday money
Budgeting, saving, paying down debt and planning ahead.
Learn more →Let us start with a conversation
No pressure and no jargon. Just a clear look at where you are and where you want to go.